Brenance LLC

 

At Brenance, accessible at brenance.com, one of our main priorities is the privacy of our visitors. This Privacy Policy document contains types of information that are collected and recorded by brenance.com and how we use it. If you have additional questions or require more information about our Privacy Policy, do not hesitate to contact us through email at info@brenance.com

 

This privacy policy applies only to our online activities and is valid for visitors to our website regarding the information that we may share and/or collect at brenance.com, and recipients of our direct digital communications such as e-mail and SMS messaging.  This policy is not applicable to any other information collected offline.

 

Consent

By using our website, you hereby consent to our Privacy Policy and agree to its terms.

 

Information we collect

The personal information that you are asked to provide, and the reasons why you are asked to provide it, will be made clear to you at the point we ask you to provide your personal information.

If you contact us directly, we may receive additional information about you such as your name, email address, phone number, the contents of the message and/or attachments you may send us, and any other information you may choose to provide.

When you register for an Account, we may ask for your contact information, including items such as name, company name, address, email address, and telephone number.

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How we use your information

 

We use the information we collect in various ways, including:

• Provide, operate, and maintain our website

• Improve, personalize, and expand our website

• Understand and analyze how you use our website

• Develop new products, services, features, and functionality

• Communicate with you, either directly or through one of our partners, including for customer service, to provide you with updates and other information relating to the website, and for marketing and promotional purposes

• Send you emails

• Find and prevent fraud

 

Log Files

Brenance.com follows a standard procedure of using log files. These files log visitors when they visit websites. All hosting companies do this and are part of hosting services’ analytics. The information collected by log files includes internet protocol (IP) addresses, browser type, Internet Service Provider (ISP), date and time stamp, referring/exit pages, and possibly the number of clicks. These are not linked to any information that is personally identifiable. The purpose of the information is to analyze trends, administer the site, track users’ movement on the website, and gather demographic information.

 

Cookies and Web Beacons

Like any other website, brenance.com uses ‘cookies’. These cookies are used to store information including visitors’ preferences, and the pages on the website that the visitor accessed or visited. The information is used to optimize the users’ experience by customizing our web page content based on visitors’ browser type and/or other information.

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DoubleClick DART Cookie

Google is one of the third-party vendors on our site. It also uses cookies, known as DART cookies, to serve ads to our site visitors based upon their visit to www.website.com and other sites on the internet. However, visitors may choose to decline the use of DART cookies by visiting the Google ad and content network Privacy Policy at the following URL – https://policies.google.com/technologies/ads.

 

Some of the advertisers on our site may use cookies and web beacons. Our advertising partners are listed below. Each of our advertising partners has its own Privacy Policy for their policies on user data. For easier access, we hyperlinked to their Privacy Policies below.

 

Advertising Partners Privacy Policies

You may consult this list to find the Privacy Policy for each of the advertising partners of brenance.com.

Third-party ad servers or ad networks uses technologies like cookies, JavaScript, or Web Beacons that are used in their respective advertisements and links that appear on brenance.com, which are sent directly to users’ browser. They automatically receive your IP address when this occurs. These technologies are used to measure the effectiveness of their advertising campaigns and/or to personalize the advertising content that you see on websites that you visit. Note that brenance.com has no access to or control over these cookies that are used by third-party advertisers.

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Third-Party Privacy Policies

Brenance.com’s Privacy Policy does not apply to other advertisers or websites. Thus, we are advising you to consult the respective Privacy Policies of these third-party ad servers for more detailed information. It may include their practices and instructions about how to opt out of certain options. You may find a complete list of these Privacy Policies and their links here: Privacy Policy Links.

 

You can choose to disable cookies through your individual browser options. More detailed information about cookie management with specific web browsers can be found on the browsers’ respective websites. What Are Cookies?

 

CCPA Privacy Policy (Do Not Sell My Personal Information)

Under the CCPA, among other rights, California consumers have the right to:

Request that a business that collects a consumer’s personal data disclose the categories and specific pieces of personal data that a business has collected about consumers.

Request that a business delete any personal data about the consumer that a business has collected.

Request that a business that sells a consumer’s personal data, not sell the consumer’s personal data.

If you make a request, we have one month to respond to you. If you would like to exercise any of these rights, please contact us.

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GDPR Privacy Policy (Data Protection Rights)

We would like to make sure you are fully aware of all of your data protection rights. Every user is entitled to the following:

• The right to access – You have the right to request copies of your personal data. We may charge you a small fee for this service.

• The right to rectification – You have the right to request that we correct any information you believe is inaccurate. You also have the right to request that we complete the information you believe is incomplete.

• The right to erasure – You have the right to request that we erase your personal data, under certain conditions.

• The right to restrict processing – You have the right to request that we restrict the processing of your personal data, under certain conditions.

• The right to object to processing – You have the right to object to our processing of your personal data, under certain conditions.

• The right to data portability – You have the right to request that we transfer the data that we have collected to another organization, or directly to you, under certain conditions.

If you make a request, we have one month to respond to you. If you would like to exercise any of these rights, please contact us.

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Digital Advertising & Analytics 

We may also work with third parties that collect data about your use of our website and other sites or apps over time for non-advertising purposes. We use Google Analytics and other third-party services to improve the performance of the website and for analytics and marketing purposes. For more information about how Google Analytics collects and uses data when you use our website, visit www.google.com/policies/privacy/partners, and to opt out of Google Analytics, visit tools.google.com/dlpage/gaoptout.

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E-mail & Text Message Communications

If you wish to unsubscribe from our email campaigns, please click on the Unsubscribe link at the bottom of any marketing email sent from us. If you opt out of our email marketing, we may still send you messages related to our transactions and relationship with you, such as responses to direct communications, receipt confirmations, or communications required by law. If you wish to stop receiving text messages from us, reply STOP, QUIT, CANCEL, OPT-OUT, or UNSUBSCRIBE to any text message sent from us. 

 

Electronic communications received via email or SMS messaging, By clicking "submit", I consent to join the email list and receive SMS from Brenance, with access to our latest offers and services. Message and data rates may apply. Message frequency varies. More details on this are in our Privacy Policy and Terms and Conditions. Text "HELP" for help or contact us at 858-886-8821. Text "STOP" to cancel.

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SMS Marketing Policy

At Brenance, we value your privacy and make every effort to respect your wishes and personal information. In line with this commitment, we have established the following policy for the use of our SMS Marketing service. Please read it carefully to understand how we collect, use, and manage your phone numbers.

 

Collection of Phone Numbers

We collect your phone numbers only when you voluntarily provide them to use, for example, during transactions, inquiries, or when you sign up for our promotional messages. You can opt-in to receive these SMS messages either by applying for a loan, clicking on a welcome pop-up or by checking your SMS sign-up, and providing your phone number through a webform.

 

Use Of Phone Numbers For SMS

Your phone numbers are primarily used to provide you with personalized services, updates, and promotional offers. These text messages may relate to our products, services, discounts, or any updates that we think may interest you. We may also provide special discounts or offers through SMS messages. SMS messaging charges may be applied by your carrier. We will only share your phone number with our SMS provider, subject to their privacy policy. We may share your personal data with third parties that help us provide the messaging service, including, but not limited to, platform providers, phone companies, and other vendors who assist us in the delivery of text messages. Affiliates: We may disclose the Personal Data to our affiliates or subsidiaries; however, if we do so, their use and disclosure of your personal data will be subject to this Policy.

 

Opting Out Of Marketing Messages

If at any time you wish to stop receiving marketing SMS from us, you can opt-out by

• Texting STOP to opt-out

• Texting UNSUBSCRIBE to opt-out

• Texting CANCEL to opt-out

• Texting QUIT to opt-out

 

Please note that the opt-out process may take up to 10 business days to become effective. During this period, you may still receive some messages from us.

 

Privacy Of Phone Numbers

Once you have opted out, we will not send you any more SMS messages, nor will we sell or transfer your phone number to another party.

 

Access To Promotions And Discounts

You do not need to sign up for SMS Messages to receive information about current promotions. Current promotions can be found here:

 

Changes To This Policy

We may periodically update this policy. We will notify you about significant changes in the way we treat your information by placing prominent notice on our site.

 

We thank you for your understanding and cooperation. If you have any questions or concerns about this policy, please feel free to contact us at (858) 886-8821.

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Children’s Information

Another part of our priority is adding protection for children while using the internet. We encourage parents and guardians to observe, participate in, and/or monitor and guide their online activity. Brenance.com does not knowingly collect any personally identifiable Information from children under the age of 13. If you think that your child provided this kind of information on our website, we strongly encourage you to contact us immediately and we will do our best efforts to promptly remove such information from our records.